Recent Insurance Law Cases

AIG Europe Ltd v OC320301 LLP & Ors. 14/4/16 (CA)
The court considered the proper construction of the phrase “a series of related … transactions” in the aggregation clause in the solicitors’ minimum terms.

Mutual Energy Ltd v Starr Underwriting Agents Ltd & Anr 23/3/16 (TCC)
The court determined that “deliberate … non-disclosure” in an exclusion clause in a policy had to involve a dishonest decision not to disclose. A company’s decision not to disclose something as a result of an honest but mistaken belief that it did not need to be disclosed was not enough to allow the insurers to avoid the policy.

Howe v Motor Insurers’ Bureau 22/3/16 (QB)
The requirement under the Motor Vehicles (Compulsory Insurance) (Information Centre and Compensation Body) Regulations 2003 reg. 13(1)(b) for a driver to make a request for information from the MIB under reg. 9(2) was not a necessary ingredient in the cause of action to found a statutory claim against the MIB.